| 1 | Personal Loan to Govt. emp | | | 11.50 |
| 2 | Loan Against Salary | | | 10.00 |
| 3 | Crop Loan/ST Agri./ Kisan Credit Card | Cooperative Societies & Individuals. | Up to Rs. 300000 | 7 |
| 4 | M.T. Agriculture | All borrowers | | 9 |
| 5 | Floriculture | All borrowers | | 10.50 |
| 6 | Irrigation Loan | Coop. Soc. Union federations. / Others inclusive Ind. association Boards Corp. etc. | | 9 |
| 7 | Tractor Loan | Societies Union federations / Others inclusive Ind. Association Boards Corp. etc. / Commercial | | 9.00 |
| 8 | Agri. clinic/Agri. Business Centre/ Custom Hiring-Cum Service Centre. | All borrowers | Up to Rs. 2 Lacs / above Rs. 2 Lacs | 9.00 |
| 9 | Direct Limit to Horticulturists* | | Up to Rs. 50000 / Above Rs. 50000 | 9.00 |
| 10 | Sponsored cases under Schemes of NB/GOI/NHB etc. (Incl. Rural Go down Loan Scheme) | All categories of eligible borrowers | | 10 |
| 11 | M.T. Non-Agriculture | T/C Coop. Societies & individuals | | 10 |
| 12 | House Loan | All categories | | 9.00 |
| 13 | Personal loan | Emp. of Board Corp. Govt. etc. Others/individuals | | 11.00 |
| 14 | Vehicle Loan | All categories of borrowers for personal vehicle Commercial purpose | | 8.25 |
| 15 | Vehicle Loan for old car | Govt. Emp. | No slab | 10 |
| 16 | Hotel/ Motel loan | All categories of borrowers | No slab | 10.00 |
| 17 | Self-Employment/ K & VIB/SGYS/SJSRY Rural Housing/ SC/ ST Dev. Corp. & Women Dev. Corp /SAMFEX (Non-Farm)/DIC | All categories of eligible borrowers. | | 12.00 |
| 18 | Term Loan/ CC Limit/ Working Capital Limits to Board & Corps. | Board & corporation etc. | | As negotiated by HO on case to case basis |
| 19 | SHG/JLG | | | 9 |
| 20 | L.A.B.O.D. | Upto Rs. 50 Lacs / Above Rs. 50 lacs. / Cash Credit Limits & against 3rd party security. | | .50 percent higher on interest allowed on TD. .50 Percent higher on interest allowed on TD. .50 percent higher on interest allowed on TD. 1.50percent higher on interest allowed on TD. |
| 21 | Loan against NSC/ KVP / LIC Policy | All categories of borrowers including banks own staff | | 11 |
| 22 | Cash Credit (Hypothecation Limit) and Working Capital limits to traders | Coop. Soc Union Federations / Individuals | Upto Rs. 5 Lacs Above Rs. 5 Lacs | 10.50 |
| 23 | Cash Credit (Pledge) Limit | Coop. Soc Union Federations Individuals & others | Upto Rs. 10 Lacs / Above Rs. 10 Lacs | 10.00 |
| 24 | Swarojgar Credit Card | | | 9.25 |
| 25 | ICDP Loan | | | As per sanction letter. |
| 26 | Bank Staff | HBA Vehicle loan/Personal loan Vehicle loan old car CC limit LABOD Retired Staff | Staff on rolls , Retired Staff | 7.75 (Monthly Compounded) 0.25percent higher than the interest allowed on TD 0.25 percent higher than the interest allowed on TD. |
| 27 | Loan against Property | All categories of eligible borrowers. | | 11.25 |
| 28 | NRLM | All categories of eligible borrowers. | | 7% upto Rs. 3 lakh, 10% Upto 5 Lakh and 10.5% for >5 Lakh |
| 29 | All Loans except JCCB/Staff Loan | Rs 100/- per annum to be charged for security checking. | Rs 100/- per annum to be charged for security checking. | Rs 100- per annum to be charged for security checking. |
| 30 | Education Loan | Individual / Bank Staff | | 10.50 8.50 |
| 31 | Cash Credit Limit to Contractors | All Categories of Govt. Contractors | | 12 |
| 32 | Cash Credit Limit Against Immovable Property | All categories of eligible borrowers. | | 12 |
| 33 | Special Personal Loan/Scheme for Truck Operators. | Truck Operators registered with societies/unions &whose freight accounts are maintained with the Bank. | | 12.5 |
| 34 | OD HBA | Existing and new customer of the Bank who have availed House Loan | | House Loan Rate +1percent |
| 35 | Loan Against Salary | Govt. Employees who are drawing salary through the Bank Branches of JCCB. | | |
| 36 | Two Wheeler Loan | All Categories of borrower except Bank Staff / Bank Staff | | |
| 37 | Digital Shiksha Upkarn Yojna | | | 8.5% Student up to the age of 28 years.In case minor loan in name of parents ,Maximum limit 75,000/- |
| 38 | Cash Credit Limit to Contractors | All Categories of Govt. Contractors | | |
| 39 | Cash Credit Limit | All categories of eligible borrowers. | | |
| 40 | General Credit Card Scheme(GCC) | | | |
| 41 | Loan to Self Help Group | | | |
| 42 | Mukhya Mantri Swavlamban Yojna | | | |
| 43 | National Rural Livelihood Mission(NRLM) Aajeevika | | | |
| 44 | Overdraft Policy | | | |
| 45 | Personal Loan Scheme for Pensioners | | | |
| 46 | Policy for takeover of Debt of other Banks | | | |
| 47 | Scheme for Re-Schedulement /restructuring of loans and advances | | | |
| 48 | Transport Loan Scheme | | | |